In today’s world, education often requires access to a variety of digital services. Grammarly helps refine your writing, Figma supports creative projects, and Zoom Premium ensures seamless online lectures. These and many other tools come with a price tag and are typically designed for U.S. and European users. However, students across the African continent also rely on these services for their studies. This article explores how African students can conveniently pay for international educational tools using the Ultima Card from PSTNET.
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What is the Ultima card?
The Ultima Cards are virtual dollar payment cards developed by the financial provider PSTNET for online purchases of digital products. Operable through both Visa and Mastercard networks, they are universally accepted. Issued by banks in the U.S. and Europe, they guarantee compatibility with all major international platforms.
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This card lets users pay for essential educational tools and platforms supporting learning, creativity, and research.
Some of the services it covers include:
- Figma: A design and collaboration tool
- ChatGPT: A neural network for generating text, solving problems, and finding ideas
- Adobe Photoshop: Professional software for image editing and graphic design
- Microsoft Office 365: Applications for document creation, spreadsheets, and presentations
- Grammarly Premium: A tool to enhance text quality
- Miro: A platform for visual collaboration and mind-mapping
- Notion: A versatile application for organizing notes, tasks, and projects
- Dropbox and Google Drive: Cloud storage solutions for file management and sharing
- Canva Pro: A service for creating graphics, presentations, and educational materials
- Zoom Premium: An enhanced version of the popular video conferencing service
- Coursera and Udemy: Platforms offering online courses from leading universities and experts
- EndNote and Zotero: Tools for managing sources and bibliographies in academic work
Why the Ultima card is convenient and cost-effective for students
One of the main advantages of the Ultima Card is the absence of spending and top-up limits. This allows users to load and spend funds without restrictions. Additionally, no fees are charged for transactions or withdrawals, making it a cost-effective option for students.
For active users, the card can become free of charge if specific spending thresholds are regularly met. The Ultima Card offers advanced security features. It includes 3D Secure protocols and two-factor authentication (2FA). These features ensure protection against fraud and data breaches.
Additionally, users can issue multiple cards, assigning one to each subscription or service. Managing multiple cards is simplified through PSTNET’s in-browser cardholder tool.
How to get the Ultima card in three steps
- Register on PSTNET: Sign up using Google, Telegram, WhatsApp, Apple ID, or email.
- Create a Card: Log in to your account and issue a card instantly.
- Top Up Your Balance: The card is ready to use. Load funds via traditional methods (SWIFT, SEPA) or cryptocurrencies.
Should you encounter any issues, PSTNET’s 24/7 support team is available via Telegram, WhatsApp, or website chat.
Additional technical features
- Crypto Top-Ups: USDT (TRC20/ERC20), BTC, ETH, BNB, XRP, TRX, BCH, USDC (Ethereum/Tron), ADA, SOL, MATIC, BUSD, LTC, DASH, DOGE, TON
- Standard Funding Methods: Bank transfers (SWIFT/SEPA) or other Visa/Mastercard cards
- Withdrawals: USDT withdrawals are fee-free
- Telegram Bot: Receive 3D Secure codes and service updates conveniently
To sum up
The Ultima Card is a simple, secure, and convenient payment solution for students across Africa. As a dollar-denominated card backed by renowned payment systems Visa and Mastercard, issued by U.S. and European banks, it serves as a universal option. It is accepted by all major international educational services, allowing users to subscribe to tools for learning, file storage, and collaboration.
The card offers a highly advantageous fee structure:
- 0% transaction fees.
- 0% withdrawal fees.
- 0% fees on frozen or blocked card operations.
- A modest 2% top-up fee, regardless of the method.
With no spending or top-up limits, the card supports large transactions, making it ideal for purchasing annual subscriptions.
Protected by modern technologies like 3D Secure and 2FA, the Ultima Card minimizes the risk of fraud. It enables users to focus on gaining knowledge without worrying about financial complexities.
